MUTUAL FUND

Mutual funds serve as an excellent entry point into the world of investing, offering diversification, professional management, and accessibility. Whether you're a novice or an experienced investor, our mutual fund services provide a convenient and effective way to participate in the financial markets and work towards your financial goals. FCI is associated with NJ Wealth and Fundzbazar to provide mutual funds platform for our clients.

What is Mutual Fund?

Mutual funds are investment vehicles that pool money from many investors to create a diversified portfolio of stocks, bonds, or other securities. These funds are managed by professional portfolio managers who make investment decisions on behalf of the investors. The goal of mutual funds is to provide individual investors with access to a professionally managed, diversified portfolio, even with relatively small amounts of money.

A What are the benefits of investing in a mutual fund?

Diversification

Mutual funds provide a diversified investment portfolio by pooling money from multiple investors to invest in a variety of securities, such as stocks, bonds, and money market instruments. This diversification helps spread risk, reducing the impact of poor performance in any single investment.

Professional Management

Mutual funds are managed by experienced and skilled fund managers who make investment decisions on behalf of the investors. These professionals conduct thorough research, analyze market trends, and actively manage the portfolio to achieve the fund's objectives.

Liquidity

Mutual fund shares can be bought or sold at the end of each trading day at the Net Asset Value (NAV). This provides investors with liquidity, allowing them to easily convert their mutual fund holdings into cash if needed.

Regulatory Oversight

Mutual funds are subject to regulatory oversight to ensure transparency, fairness, and investor protection.

Choice and Flexibility

Investors can choose from a wide array of mutual funds that cater to different investment objectives, risk appetites, and time horizons. This allows investors to select funds that align with their specific financial goals and preferences.

What is SIP?

SIP stands for Systematic Investment Plan, and it is a method of investing in mutual funds. SIP allows investors to contribute a fixed amount of money at regular intervals, typically monthly, into a mutual fund of their choice. This approach provides a disciplined and systematic way for investors to accumulate wealth over time.

How does SIP work?

Regular Contributions

With SIP, investors commit to investing a fixed amount of money at regular intervals, usually monthly. This could be as low as Rs. 500 per month, making it accessible for investors with varying budget constraints.

Convenience and Flexibility

SIP offers convenience and flexibility to investors. It allows them to start with a small amount, increase or decrease their investment over time, and even stop the SIP at their discretion.

Power of Compounding

SIP harnesses the power of compounding. The returns generated on earlier investments start earning returns themselves, leading to exponential growth over the long term. The longer the duration of the SIP, the greater the potential impact of compounding on the investment.

No Market Timing

SIP eliminates the need for investors to time the market. Since contributions are made regularly, investors automatically buy more units when prices are lower and fewer units when prices are higher, without the need to predict market movements.

Variety of Investment Options

SIPs are available for a variety of mutual fund schemes, including equity funds, debt funds, and hybrid funds. Investors can choose SIPs based on their risk tolerance, financial goals, and investment horizon.

Goal-Oriented Investing

SIPs are often used for goal-oriented investing. Whether it's saving for a child's education, buying a house, or building a retirement corpus, investors can align their SIPs with specific financial goals.